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4 Sure-Fire Ways to Save Money During the COVID 19 Pandemic Outbreak

The entire market around us has shut down.

We are now finding ourselves lock inside our house without any chances to mitigate or interact with friends outside. Lockdown is in effect biasing us to our own home doors and not allowing us to go and interact with businesses, shops, visit malls, or theaters. All public places have now come to complete closure and as a result, many individuals have lost their jobs and their lives have come to an abrupt hold. Amid the chaos, one of the major concerns among these individuals is how exactly can they ensure their money can be secured. What lies ahead we do not know, but what we can harness today, is something that we do know. Our assets, our money, our savings! It’s all we have for survival.

Today, we are going to talk about 4 ways how each and every single one of us can save money. These lessons will not only help you to secure your finances during the pandemic but it will surely exceed it.

So without further ado, here are 4 interesting lessons on how one can secure their finances.

Lesson # 1: Organize Your Finances

Has the pandemic taken its toll on your already? Have you just lost your job or you’ve come to a spot where you’ve to spend your emergency funds? If you feel panicky or hyped up with anxiety, don’t fret.

Instead, go ahead and calculate how much are you left with and how long can you survive on it.

Now take out your notebook, jot down all your expenses in one place, and analyze how much you’re spending per week? Is there some way you can cut down on the luxuries if you can then there’s no better time than now to do it. Now compare the end results with the amount of money that you might get either from the government or some secondary source of earning. If you don’t have one, try searching up an online job at Glassdoor or LinkedIn. There are many options on how to make money.

Analyze how long you can survive & establish a median between your earnings & your expenditures.

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Lesson # 2: Minimize Your Billing Expenditures

There are several mortgage lenders and capital financing firms out there who are more than willing to lend money at the hour of your need. They have helped many businesses survive when they were going through a tough time. They have plenty of investments and right now, many of these capital investors are interested in helping those who have experienced a reduction in income or totally lost their jobs. If someway, you can reach these guys and show them that you’re in need, they just might help you. Getting helped by lenders is one thing but at the same time, it is important that one must cut down on his/her expenditures too. Again, I would like to emphasize money is a necessity right now.

For example, if you are burdened with credit card debts, you can always reach out to your bank and ask them to do you a favor by waving it off during this moment of crisis. If they do not agree, then you can ask them to at least lower the interest rates or completely mitigate them as survival gets difficult.

Such practices may make you sound needy but desperate time calls for desperate measures.

Lesson # 3: Ask For Discounts Where You Can

Businesses are at a demise and right now they are selling products at great deals and discounts. If you can cut down on cost some way, it’s by asking others to offer you a discount. So what if a store is not offering a good percentage off on a product/service, you can always choose to ask them for a discount on your own. Go ahead, be a little blunt and shameless, ask if they are willing to give you a discount on the following product or service because of the COVID outbreak. Who knows, you just might get a chance to purchase a product even at half the price from the original being in the moment.

At the same time, also offer them your help if in some way you can assist them, such as promotion.

These tactics can come in real handy because it’s all that businesses want right now, and if you can offer them this, you are capable of getting a decent discount & at the same time help businesses run.

Lesson # 4: Don’t Fret, Be Grateful for What You Already Own

Trust me!

The last piece of my cake of advice is, be grateful for all that you have right now.

Do you know that there are many people whose lives are in a much worst state than your own? There are plenty of homeless people who haven’t had a proper meal in days. They are living in the corner of the dumps, and on the streets where the virus is the most vulnerable and can infect them very soon. They don’t have access to clean drinking water, a roof for shelter, no proper hygiene, no food!

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Such are the conditions for many and at times like this, when you the blessings of a roof and shelter, when you have food stocked up at home, or access to pure drinking water, then you must be grateful.

Pray and thank God for the blessings you have!

He surely works in mysterious ways.

So that’s the end of my article… I hope these lessons may have helped you decide what is best for you. If you enjoyed reading it, please feel free to share your comments with us and I will contribute more.

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